Continuous insurance enforcement

insurance claimNew Government rules called "continuous insurance enforcement" were published in January 2011 and came into force on May 20th although the Government declared an amnesty until June 20th. They make it an offence for a car to be uninsured even if the car is off road, say, on the owner's driveway!

Some 1.4 million people in the UK are driving whilst uninsured This equates to 1 in every 25 drivers and the Government are trying to stop that happening.


Under the new system:

  • DVLA will work in partnership with the Motor Insurers’ Bureau to identify uninsured vehicles
  • motorists will receive a letter telling them that their vehicle appears to be uninsured and warning them that they will be fined unless they take action
  • if the keeper fails to insure the vehicle they will be given a £100 fine
  • if the vehicle remains uninsured - regardless of whether the fine is paid – further action will be taken. If the vehicle is on public land it could then be clamped, seized and destroyed; alternatively court action could be taken, with the offender facing a fine of up to £1,000
  • seized vehicles would only be released when the keeper provided evidence that the registered keeper is no longer committing the offence of having no insurance and the person proposing to drive the vehicle away is insured to do so

Drivers can check that their vehicle is insured and on the database for free here